Call report 2006Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2006Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 523,133,000 | USD | evidence → |
| Total loans | 307,281,000 | USD | evidence → |
| Allowance for loan losses | 3,460,000 | USD | evidence → |
| Securities available for sale | 103,701,000 | USD | evidence → |
| Securities held to maturity | 8,312,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,194,000 | USD | evidence → |
| Interest-bearing deposits | 289,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,887,000 | USD | evidence → |
| Equity capital | 34,611,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,228,000 | USD | evidence → |
| Interest expense | 5,708,000 | USD | evidence → |
| Net interest income | 7,520,000 | USD | evidence → |
| Noninterest income | 2,730,000 | USD | evidence → |
| Noninterest expense | 7,037,000 | USD | evidence → |
| Provision for loan losses | 196,000 | USD | evidence → |
| Pretax income | 2,862,000 | USD | evidence → |
| Income tax | 209,000 | USD | evidence → |
| Net income | 2,653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,081,000 | USD | evidence → |
| Total capital | 39,541,000 | USD | evidence → |
| Risk-weighted assets | 325,510,000 | USD | evidence → |