Call report 2005Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2005Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 588,779,000 | USD | evidence → |
| Total loans | 280,420,000 | USD | evidence → |
| Allowance for loan losses | 3,276,000 | USD | evidence → |
| Securities available for sale | 156,435,000 | USD | evidence → |
| Securities held to maturity | 10,754,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 451,153,000 | USD | evidence → |
| Interest-bearing deposits | 312,218,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,935,000 | USD | evidence → |
| Equity capital | 36,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,776,000 | USD | evidence → |
| Interest expense | 6,561,000 | USD | evidence → |
| Net interest income | 11,215,000 | USD | evidence → |
| Noninterest income | 5,041,000 | USD | evidence → |
| Noninterest expense | 10,631,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 5,573,000 | USD | evidence → |
| Income tax | 691,000 | USD | evidence → |
| Net income | 4,882,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,653,000 | USD | evidence → |
| Total capital | 39,929,000 | USD | evidence → |
| Risk-weighted assets | 330,926,000 | USD | evidence → |