Call report 2005Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2005Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 518,334,000 | USD | evidence → |
| Total loans | 277,326,000 | USD | evidence → |
| Allowance for loan losses | 3,269,000 | USD | evidence → |
| Securities available for sale | 120,042,000 | USD | evidence → |
| Securities held to maturity | 11,950,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 402,012,000 | USD | evidence → |
| Interest-bearing deposits | 292,034,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,979,000 | USD | evidence → |
| Equity capital | 35,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,639,000 | USD | evidence → |
| Interest expense | 4,246,000 | USD | evidence → |
| Net interest income | 7,393,000 | USD | evidence → |
| Noninterest income | 3,702,000 | USD | evidence → |
| Noninterest expense | 7,128,000 | USD | evidence → |
| Provision for loan losses | -268,000 | USD | evidence → |
| Pretax income | 4,235,000 | USD | evidence → |
| Income tax | 834,000 | USD | evidence → |
| Net income | 3,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,173,000 | USD | evidence → |
| Total capital | 38,442,000 | USD | evidence → |
| Risk-weighted assets | 305,378,000 | USD | evidence → |