Call report 2005Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2005Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,899,000 | USD | evidence → |
| Total loans | 276,046,000 | USD | evidence → |
| Allowance for loan losses | 4,008,000 | USD | evidence → |
| Securities available for sale | 148,154,000 | USD | evidence → |
| Securities held to maturity | 12,557,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 385,024,000 | USD | evidence → |
| Interest-bearing deposits | 288,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,449,000 | USD | evidence → |
| Equity capital | 35,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,827,000 | USD | evidence → |
| Interest expense | 2,102,000 | USD | evidence → |
| Net interest income | 3,725,000 | USD | evidence → |
| Noninterest income | 2,150,000 | USD | evidence → |
| Noninterest expense | 3,624,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | 2,053,000 | USD | evidence → |
| Income tax | 353,000 | USD | evidence → |
| Net income | 1,700,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,456,000 | USD | evidence → |
| Total capital | 39,350,000 | USD | evidence → |
| Risk-weighted assets | 311,384,000 | USD | evidence → |