Call report 2004Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2004Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 511,764,000 | USD | evidence → |
| Total loans | 277,734,000 | USD | evidence → |
| Allowance for loan losses | 3,905,000 | USD | evidence → |
| Securities available for sale | 152,874,000 | USD | evidence → |
| Securities held to maturity | 13,154,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 368,481,000 | USD | evidence → |
| Interest-bearing deposits | 284,620,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,861,000 | USD | evidence → |
| Equity capital | 34,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,398,000 | USD | evidence → |
| Interest expense | 6,172,000 | USD | evidence → |
| Net interest income | 16,226,000 | USD | evidence → |
| Noninterest income | 6,008,000 | USD | evidence → |
| Noninterest expense | 13,555,000 | USD | evidence → |
| Provision for loan losses | 629,000 | USD | evidence → |
| Pretax income | 8,140,000 | USD | evidence → |
| Income tax | 1,210,000 | USD | evidence → |
| Net income | 6,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,752,000 | USD | evidence → |
| Total capital | 37,494,000 | USD | evidence → |
| Risk-weighted assets | 299,208,000 | USD | evidence → |