Call report 2004Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2004Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 506,861,000 | USD | evidence → |
| Total loans | 275,373,000 | USD | evidence → |
| Allowance for loan losses | 3,874,000 | USD | evidence → |
| Securities available for sale | 123,975,000 | USD | evidence → |
| Securities held to maturity | 14,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 400,149,000 | USD | evidence → |
| Interest-bearing deposits | 277,544,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,605,000 | USD | evidence → |
| Equity capital | 37,085,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,706,000 | USD | evidence → |
| Interest expense | 4,384,000 | USD | evidence → |
| Net interest income | 12,322,000 | USD | evidence → |
| Noninterest income | 4,578,000 | USD | evidence → |
| Noninterest expense | 10,164,000 | USD | evidence → |
| Provision for loan losses | 386,000 | USD | evidence → |
| Pretax income | 6,440,000 | USD | evidence → |
| Income tax | 1,059,000 | USD | evidence → |
| Net income | 5,381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,691,000 | USD | evidence → |
| Total capital | 39,437,000 | USD | evidence → |
| Risk-weighted assets | 299,565,000 | USD | evidence → |