Call report 2004Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2004Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,504,000 | USD | evidence → |
| Total loans | 264,834,000 | USD | evidence → |
| Allowance for loan losses | 3,859,000 | USD | evidence → |
| Securities available for sale | 180,988,000 | USD | evidence → |
| Securities held to maturity | 15,268,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,338,000 | USD | evidence → |
| Interest-bearing deposits | 289,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,091,000 | USD | evidence → |
| Equity capital | 33,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,114,000 | USD | evidence → |
| Interest expense | 2,945,000 | USD | evidence → |
| Net interest income | 8,169,000 | USD | evidence → |
| Noninterest income | 3,080,000 | USD | evidence → |
| Noninterest expense | 6,734,000 | USD | evidence → |
| Provision for loan losses | 257,000 | USD | evidence → |
| Pretax income | 4,258,000 | USD | evidence → |
| Income tax | 650,000 | USD | evidence → |
| Net income | 3,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,906,000 | USD | evidence → |
| Total capital | 37,662,000 | USD | evidence → |
| Risk-weighted assets | 300,378,000 | USD | evidence → |