Call report 2004Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2004Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 544,180,000 | USD | evidence → |
| Total loans | 264,368,000 | USD | evidence → |
| Allowance for loan losses | 3,857,000 | USD | evidence → |
| Securities available for sale | 188,974,000 | USD | evidence → |
| Securities held to maturity | 15,951,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 406,154,000 | USD | evidence → |
| Interest-bearing deposits | 310,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,768,000 | USD | evidence → |
| Equity capital | 36,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,588,000 | USD | evidence → |
| Interest expense | 1,518,000 | USD | evidence → |
| Net interest income | 4,070,000 | USD | evidence → |
| Noninterest income | 1,469,000 | USD | evidence → |
| Noninterest expense | 3,413,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 1,959,000 | USD | evidence → |
| Income tax | 278,000 | USD | evidence → |
| Net income | 1,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,945,000 | USD | evidence → |
| Total capital | 38,664,000 | USD | evidence → |
| Risk-weighted assets | 297,398,000 | USD | evidence → |