Call report 2003Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2003Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 571,294,000 | USD | evidence → |
| Total loans | 256,673,000 | USD | evidence → |
| Allowance for loan losses | 3,846,000 | USD | evidence → |
| Securities available for sale | 182,839,000 | USD | evidence → |
| Securities held to maturity | 16,889,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,308,000 | USD | evidence → |
| Interest-bearing deposits | 305,031,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,278,000 | USD | evidence → |
| Equity capital | 34,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,539,000 | USD | evidence → |
| Interest expense | 7,303,000 | USD | evidence → |
| Net interest income | 15,236,000 | USD | evidence → |
| Noninterest income | 6,166,000 | USD | evidence → |
| Noninterest expense | 13,745,000 | USD | evidence → |
| Provision for loan losses | 1,151,000 | USD | evidence → |
| Pretax income | 6,894,000 | USD | evidence → |
| Income tax | 873,000 | USD | evidence → |
| Net income | 6,021,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,251,000 | USD | evidence → |
| Total capital | 36,992,000 | USD | evidence → |
| Risk-weighted assets | 299,202,000 | USD | evidence → |