Call report 2003Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2003Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 558,442,000 | USD | evidence → |
| Total loans | 256,310,000 | USD | evidence → |
| Allowance for loan losses | 3,846,000 | USD | evidence → |
| Securities available for sale | 167,924,000 | USD | evidence → |
| Securities held to maturity | 16,273,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,701,000 | USD | evidence → |
| Interest-bearing deposits | 295,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,816,000 | USD | evidence → |
| Equity capital | 35,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,017,000 | USD | evidence → |
| Interest expense | 5,668,000 | USD | evidence → |
| Net interest income | 11,349,000 | USD | evidence → |
| Noninterest income | 4,692,000 | USD | evidence → |
| Noninterest expense | 10,237,000 | USD | evidence → |
| Provision for loan losses | 666,000 | USD | evidence → |
| Pretax income | 5,526,000 | USD | evidence → |
| Income tax | 738,000 | USD | evidence → |
| Net income | 4,788,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,633,000 | USD | evidence → |
| Total capital | 38,356,000 | USD | evidence → |
| Risk-weighted assets | 297,722,000 | USD | evidence → |