Call report 2003Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2003Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 562,743,000 | USD | evidence → |
| Total loans | 256,096,000 | USD | evidence → |
| Allowance for loan losses | 3,848,000 | USD | evidence → |
| Securities available for sale | 169,191,000 | USD | evidence → |
| Securities held to maturity | 17,179,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,050,000 | USD | evidence → |
| Interest-bearing deposits | 286,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,605,000 | USD | evidence → |
| Equity capital | 35,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,728,000 | USD | evidence → |
| Interest expense | 3,988,000 | USD | evidence → |
| Net interest income | 7,740,000 | USD | evidence → |
| Noninterest income | 3,160,000 | USD | evidence → |
| Noninterest expense | 6,910,000 | USD | evidence → |
| Provision for loan losses | 394,000 | USD | evidence → |
| Pretax income | 3,596,000 | USD | evidence → |
| Income tax | 643,000 | USD | evidence → |
| Net income | 2,953,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,785,000 | USD | evidence → |
| Total capital | 36,500,000 | USD | evidence → |
| Risk-weighted assets | 297,100,000 | USD | evidence → |