Call report 2003Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2003Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,536,000 | USD | evidence → |
| Total loans | 258,187,000 | USD | evidence → |
| Allowance for loan losses | 3,878,000 | USD | evidence → |
| Securities available for sale | 173,348,000 | USD | evidence → |
| Securities held to maturity | 17,935,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,560,000 | USD | evidence → |
| Interest-bearing deposits | 282,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,167,000 | USD | evidence → |
| Equity capital | 46,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,106,000 | USD | evidence → |
| Interest expense | 2,051,000 | USD | evidence → |
| Net interest income | 4,055,000 | USD | evidence → |
| Noninterest income | 1,530,000 | USD | evidence → |
| Noninterest expense | 3,386,000 | USD | evidence → |
| Provision for loan losses | 217,000 | USD | evidence → |
| Pretax income | 1,982,000 | USD | evidence → |
| Income tax | 364,000 | USD | evidence → |
| Net income | 1,618,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,343,000 | USD | evidence → |
| Total capital | 49,001,000 | USD | evidence → |
| Risk-weighted assets | 292,446,000 | USD | evidence → |