Call report 2002Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2002Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 596,628,000 | USD | evidence → |
| Total loans | 257,293,000 | USD | evidence → |
| Allowance for loan losses | 3,883,000 | USD | evidence → |
| Securities available for sale | 271,760,000 | USD | evidence → |
| Securities held to maturity | 18,875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 365,605,000 | USD | evidence → |
| Interest-bearing deposits | 293,861,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,744,000 | USD | evidence → |
| Equity capital | 52,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,109,000 | USD | evidence → |
| Interest expense | 9,428,000 | USD | evidence → |
| Net interest income | 16,681,000 | USD | evidence → |
| Noninterest income | 5,223,000 | USD | evidence → |
| Noninterest expense | 13,151,000 | USD | evidence → |
| Provision for loan losses | 2,135,000 | USD | evidence → |
| Pretax income | 7,544,000 | USD | evidence → |
| Income tax | 1,247,000 | USD | evidence → |
| Net income | 6,297,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,012,000 | USD | evidence → |
| Total capital | 54,895,000 | USD | evidence → |
| Risk-weighted assets | 335,465,000 | USD | evidence → |