Call report 2002Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2002Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 618,659,000 | USD | evidence → |
| Total loans | 251,597,000 | USD | evidence → |
| Allowance for loan losses | 4,547,000 | USD | evidence → |
| Securities available for sale | 126,817,000 | USD | evidence → |
| Securities held to maturity | 19,301,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,286,000 | USD | evidence → |
| Interest-bearing deposits | 283,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 145,435,000 | USD | evidence → |
| Equity capital | 53,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,887,000 | USD | evidence → |
| Interest expense | 7,276,000 | USD | evidence → |
| Net interest income | 12,611,000 | USD | evidence → |
| Noninterest income | 3,940,000 | USD | evidence → |
| Noninterest expense | 9,893,000 | USD | evidence → |
| Provision for loan losses | 985,000 | USD | evidence → |
| Pretax income | 6,599,000 | USD | evidence → |
| Income tax | 1,340,000 | USD | evidence → |
| Net income | 5,259,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,261,000 | USD | evidence → |
| Total capital | 55,124,000 | USD | evidence → |
| Risk-weighted assets | 308,351,000 | USD | evidence → |