Call report 2002Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2002Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 619,650,000 | USD | evidence → |
| Total loans | 251,978,000 | USD | evidence → |
| Allowance for loan losses | 4,344,000 | USD | evidence → |
| Securities available for sale | 122,951,000 | USD | evidence → |
| Securities held to maturity | 20,608,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 381,046,000 | USD | evidence → |
| Interest-bearing deposits | 283,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,083,000 | USD | evidence → |
| Equity capital | 53,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,467,000 | USD | evidence → |
| Interest expense | 4,987,000 | USD | evidence → |
| Net interest income | 8,480,000 | USD | evidence → |
| Noninterest income | 2,503,000 | USD | evidence → |
| Noninterest expense | 6,512,000 | USD | evidence → |
| Provision for loan losses | 665,000 | USD | evidence → |
| Pretax income | 4,296,000 | USD | evidence → |
| Income tax | 879,000 | USD | evidence → |
| Net income | 3,417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,297,000 | USD | evidence → |
| Total capital | 57,113,000 | USD | evidence → |
| Risk-weighted assets | 304,760,000 | USD | evidence → |