Call report 2002Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2002Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 538,210,000 | USD | evidence → |
| Total loans | 254,506,000 | USD | evidence → |
| Allowance for loan losses | 3,819,000 | USD | evidence → |
| Securities available for sale | 150,170,000 | USD | evidence → |
| Securities held to maturity | 22,161,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,655,000 | USD | evidence → |
| Interest-bearing deposits | 278,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,229,000 | USD | evidence → |
| Equity capital | 51,642,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,959,000 | USD | evidence → |
| Interest expense | 2,591,000 | USD | evidence → |
| Net interest income | 4,368,000 | USD | evidence → |
| Noninterest income | 1,094,000 | USD | evidence → |
| Noninterest expense | 3,120,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 2,795,000 | USD | evidence → |
| Income tax | 655,000 | USD | evidence → |
| Net income | 2,140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,985,000 | USD | evidence → |
| Total capital | 55,620,000 | USD | evidence → |
| Risk-weighted assets | 290,631,000 | USD | evidence → |