Call report 2008Q2
CITIZENS BANK — 2008Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 628,528,000 | USD | evidence → |
| Total loans | 497,349,000 | USD | evidence → |
| Allowance for loan losses | 4,547,000 | USD | evidence → |
| Securities available for sale | 88,213,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 464,745,000 | USD | evidence → |
| Interest-bearing deposits | 399,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,869,000 | USD | evidence → |
| Equity capital | 71,846,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,056,000 | USD | evidence → |
| Interest expense | 7,116,000 | USD | evidence → |
| Net interest income | 11,940,000 | USD | evidence → |
| Noninterest income | 1,952,000 | USD | evidence → |
| Noninterest expense | 7,237,000 | USD | evidence → |
| Provision for loan losses | 909,000 | USD | evidence → |
| Pretax income | 5,763,000 | USD | evidence → |
| Income tax | 503,000 | USD | evidence → |
| Net income | 5,260,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,738,000 | USD | evidence → |
| Total capital | 72,285,000 | USD | evidence → |
| Risk-weighted assets | 400,086,000 | USD | evidence → |