Call report 2008Q1
CITIZENS BANK — 2008Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 633,137,000 | USD | evidence → |
| Total loans | 510,643,000 | USD | evidence → |
| Allowance for loan losses | 3,924,000 | USD | evidence → |
| Securities available for sale | 80,557,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,646,000 | USD | evidence → |
| Interest-bearing deposits | 402,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,057,000 | USD | evidence → |
| Equity capital | 70,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,007,000 | USD | evidence → |
| Interest expense | 3,927,000 | USD | evidence → |
| Net interest income | 6,080,000 | USD | evidence → |
| Noninterest income | 1,006,000 | USD | evidence → |
| Noninterest expense | 3,712,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 3,064,000 | USD | evidence → |
| Income tax | 248,000 | USD | evidence → |
| Net income | 2,816,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,222,000 | USD | evidence → |
| Total capital | 69,146,000 | USD | evidence → |
| Risk-weighted assets | 406,786,000 | USD | evidence → |