Call report 2008Q3
CITIZENS BANK — 2008Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 606,326,000 | USD | evidence → |
| Total loans | 478,636,000 | USD | evidence → |
| Allowance for loan losses | 4,721,000 | USD | evidence → |
| Securities available for sale | 87,359,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 462,147,000 | USD | evidence → |
| Interest-bearing deposits | 400,541,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,606,000 | USD | evidence → |
| Equity capital | 71,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,192,000 | USD | evidence → |
| Interest expense | 10,108,000 | USD | evidence → |
| Net interest income | 18,084,000 | USD | evidence → |
| Noninterest income | 2,827,000 | USD | evidence → |
| Noninterest expense | 10,886,000 | USD | evidence → |
| Provision for loan losses | 1,103,000 | USD | evidence → |
| Pretax income | 8,980,000 | USD | evidence → |
| Income tax | 765,000 | USD | evidence → |
| Net income | 8,215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,818,000 | USD | evidence → |
| Total capital | 75,539,000 | USD | evidence → |
| Risk-weighted assets | 391,129,000 | USD | evidence → |