Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 614,709,000 | USD | evidence → |
| Total loans | 493,640,000 | USD | evidence → |
| Allowance for loan losses | 3,920,000 | USD | evidence → |
| Securities available for sale | 78,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,048,000 | USD | evidence → |
| Interest-bearing deposits | 392,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,654,000 | USD | evidence → |
| Equity capital | 68,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,113,000 | USD | evidence → |
| Interest expense | 17,786,000 | USD | evidence → |
| Net interest income | 25,327,000 | USD | evidence → |
| Noninterest income | 4,775,000 | USD | evidence → |
| Noninterest expense | 15,217,000 | USD | evidence → |
| Provision for loan losses | 617,000 | USD | evidence → |
| Pretax income | 14,277,000 | USD | evidence → |
| Income tax | 958,000 | USD | evidence → |
| Net income | 13,319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,816,000 | USD | evidence → |
| Total capital | 67,736,000 | USD | evidence → |
| Risk-weighted assets | 393,428,000 | USD | evidence → |