Call report 2007Q3
CITIZENS BANK — 2007Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 604,629,000 | USD | evidence → |
| Total loans | 488,910,000 | USD | evidence → |
| Allowance for loan losses | 4,164,000 | USD | evidence → |
| Securities available for sale | 73,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,423,000 | USD | evidence → |
| Interest-bearing deposits | 397,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,117,000 | USD | evidence → |
| Equity capital | 67,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,460,000 | USD | evidence → |
| Interest expense | 13,493,000 | USD | evidence → |
| Net interest income | 18,967,000 | USD | evidence → |
| Noninterest income | 3,249,000 | USD | evidence → |
| Noninterest expense | 11,293,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 10,561,000 | USD | evidence → |
| Income tax | 818,000 | USD | evidence → |
| Net income | 9,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,668,000 | USD | evidence → |
| Total capital | 66,832,000 | USD | evidence → |
| Risk-weighted assets | 384,191,000 | USD | evidence → |