Call report 2007Q2
CITIZENS BANK — 2007Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 614,083,000 | USD | evidence → |
| Total loans | 494,839,000 | USD | evidence → |
| Allowance for loan losses | 4,179,000 | USD | evidence → |
| Securities available for sale | 76,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,314,000 | USD | evidence → |
| Interest-bearing deposits | 382,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,683,000 | USD | evidence → |
| Equity capital | 66,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,407,000 | USD | evidence → |
| Interest expense | 8,927,000 | USD | evidence → |
| Net interest income | 12,480,000 | USD | evidence → |
| Noninterest income | 2,103,000 | USD | evidence → |
| Noninterest expense | 7,480,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 6,739,000 | USD | evidence → |
| Income tax | 532,000 | USD | evidence → |
| Net income | 6,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,733,000 | USD | evidence → |
| Total capital | 65,912,000 | USD | evidence → |
| Risk-weighted assets | 406,488,000 | USD | evidence → |