Call report 2007Q1
CITIZENS BANK — 2007Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 602,418,000 | USD | evidence → |
| Total loans | 480,222,000 | USD | evidence → |
| Allowance for loan losses | 4,216,000 | USD | evidence → |
| Securities available for sale | 78,574,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,158,000 | USD | evidence → |
| Interest-bearing deposits | 381,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,103,000 | USD | evidence → |
| Equity capital | 66,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,547,000 | USD | evidence → |
| Interest expense | 4,440,000 | USD | evidence → |
| Net interest income | 6,107,000 | USD | evidence → |
| Noninterest income | 1,065,000 | USD | evidence → |
| Noninterest expense | 3,610,000 | USD | evidence → |
| Provision for loan losses | 184,000 | USD | evidence → |
| Pretax income | 3,378,000 | USD | evidence → |
| Income tax | 261,000 | USD | evidence → |
| Net income | 3,117,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,911,000 | USD | evidence → |
| Total capital | 65,127,000 | USD | evidence → |
| Risk-weighted assets | 391,522,000 | USD | evidence → |