Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 530,916,000 | USD | evidence → |
| Total loans | 414,303,000 | USD | evidence → |
| Allowance for loan losses | 4,800,000 | USD | evidence → |
| Securities available for sale | 75,906,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,512,000 | USD | evidence → |
| Interest-bearing deposits | 308,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,623,000 | USD | evidence → |
| Equity capital | 65,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,528,000 | USD | evidence → |
| Interest expense | 6,404,000 | USD | evidence → |
| Net interest income | 18,124,000 | USD | evidence → |
| Noninterest income | 3,980,000 | USD | evidence → |
| Noninterest expense | 10,898,000 | USD | evidence → |
| Provision for loan losses | 714,000 | USD | evidence → |
| Pretax income | 10,710,000 | USD | evidence → |
| Income tax | 770,000 | USD | evidence → |
| Net income | 9,940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,106,000 | USD | evidence → |
| Total capital | 62,394,000 | USD | evidence → |
| Risk-weighted assets | 342,517,000 | USD | evidence → |