Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,180,000 | USD | evidence → |
| Total loans | 402,558,000 | USD | evidence → |
| Allowance for loan losses | 4,519,000 | USD | evidence → |
| Securities available for sale | 77,693,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,122,000 | USD | evidence → |
| Interest-bearing deposits | 312,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,756,000 | USD | evidence → |
| Equity capital | 65,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,872,000 | USD | evidence → |
| Interest expense | 4,048,000 | USD | evidence → |
| Net interest income | 11,824,000 | USD | evidence → |
| Noninterest income | 2,606,000 | USD | evidence → |
| Noninterest expense | 7,149,000 | USD | evidence → |
| Provision for loan losses | 434,000 | USD | evidence → |
| Pretax income | 7,065,000 | USD | evidence → |
| Income tax | 509,000 | USD | evidence → |
| Net income | 6,556,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,146,000 | USD | evidence → |
| Total capital | 61,222,000 | USD | evidence → |
| Risk-weighted assets | 325,646,000 | USD | evidence → |