Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 556,806,000 | USD | evidence → |
| Total loans | 438,466,000 | USD | evidence → |
| Allowance for loan losses | 4,213,000 | USD | evidence → |
| Securities available for sale | 74,089,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,410,000 | USD | evidence → |
| Interest-bearing deposits | 329,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,045,000 | USD | evidence → |
| Equity capital | 66,196,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,741,000 | USD | evidence → |
| Interest expense | 9,059,000 | USD | evidence → |
| Net interest income | 24,682,000 | USD | evidence → |
| Noninterest income | 5,054,000 | USD | evidence → |
| Noninterest expense | 14,573,000 | USD | evidence → |
| Provision for loan losses | 936,000 | USD | evidence → |
| Pretax income | 14,445,000 | USD | evidence → |
| Income tax | 913,000 | USD | evidence → |
| Net income | 13,532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,810,000 | USD | evidence → |
| Total capital | 63,023,000 | USD | evidence → |
| Risk-weighted assets | 352,180,000 | USD | evidence → |