Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 533,745,000 | USD | evidence → |
| Total loans | 416,279,000 | USD | evidence → |
| Allowance for loan losses | 4,504,000 | USD | evidence → |
| Securities available for sale | 76,705,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 380,347,000 | USD | evidence → |
| Interest-bearing deposits | 319,419,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,928,000 | USD | evidence → |
| Equity capital | 64,085,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,733,000 | USD | evidence → |
| Interest expense | 1,930,000 | USD | evidence → |
| Net interest income | 5,803,000 | USD | evidence → |
| Noninterest income | 1,357,000 | USD | evidence → |
| Noninterest expense | 3,593,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | 3,570,000 | USD | evidence → |
| Income tax | 251,000 | USD | evidence → |
| Net income | 3,319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,253,000 | USD | evidence → |
| Total capital | 60,269,000 | USD | evidence → |
| Risk-weighted assets | 320,823,000 | USD | evidence → |