Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 529,621,000 | USD | evidence → |
| Total loans | 407,459,000 | USD | evidence → |
| Allowance for loan losses | 4,371,000 | USD | evidence → |
| Securities available for sale | 80,894,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,586,000 | USD | evidence → |
| Interest-bearing deposits | 324,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,643,000 | USD | evidence → |
| Equity capital | 63,841,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,315,000 | USD | evidence → |
| Interest expense | 6,866,000 | USD | evidence → |
| Net interest income | 22,449,000 | USD | evidence → |
| Noninterest income | 5,336,000 | USD | evidence → |
| Noninterest expense | 14,718,000 | USD | evidence → |
| Provision for loan losses | 963,000 | USD | evidence → |
| Pretax income | 12,909,000 | USD | evidence → |
| Income tax | 848,000 | USD | evidence → |
| Net income | 12,061,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,349,000 | USD | evidence → |
| Total capital | 59,214,000 | USD | evidence → |
| Risk-weighted assets | 308,688,000 | USD | evidence → |