Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 532,625,000 | USD | evidence → |
| Total loans | 409,918,000 | USD | evidence → |
| Allowance for loan losses | 4,602,000 | USD | evidence → |
| Securities available for sale | 81,559,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,421,000 | USD | evidence → |
| Interest-bearing deposits | 321,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,559,000 | USD | evidence → |
| Equity capital | 63,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,713,000 | USD | evidence → |
| Interest expense | 4,977,000 | USD | evidence → |
| Net interest income | 16,736,000 | USD | evidence → |
| Noninterest income | 3,945,000 | USD | evidence → |
| Noninterest expense | 10,976,000 | USD | evidence → |
| Provision for loan losses | 834,000 | USD | evidence → |
| Pretax income | 9,676,000 | USD | evidence → |
| Income tax | 590,000 | USD | evidence → |
| Net income | 9,086,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,007,000 | USD | evidence → |
| Total capital | 58,935,000 | USD | evidence → |
| Risk-weighted assets | 313,552,000 | USD | evidence → |