Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,284,000 | USD | evidence → |
| Total loans | 390,063,000 | USD | evidence → |
| Allowance for loan losses | 4,500,000 | USD | evidence → |
| Securities available for sale | 79,633,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,421,000 | USD | evidence → |
| Interest-bearing deposits | 330,918,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,503,000 | USD | evidence → |
| Equity capital | 61,057,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,443,000 | USD | evidence → |
| Interest expense | 3,307,000 | USD | evidence → |
| Net interest income | 11,136,000 | USD | evidence → |
| Noninterest income | 2,662,000 | USD | evidence → |
| Noninterest expense | 7,231,000 | USD | evidence → |
| Provision for loan losses | 563,000 | USD | evidence → |
| Pretax income | 6,524,000 | USD | evidence → |
| Income tax | 388,000 | USD | evidence → |
| Net income | 6,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,922,000 | USD | evidence → |
| Total capital | 57,763,000 | USD | evidence → |
| Risk-weighted assets | 306,577,000 | USD | evidence → |