Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 515,300,000 | USD | evidence → |
| Total loans | 382,620,000 | USD | evidence → |
| Allowance for loan losses | 4,556,000 | USD | evidence → |
| Securities available for sale | 79,799,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,248,000 | USD | evidence → |
| Interest-bearing deposits | 335,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,104,000 | USD | evidence → |
| Equity capital | 62,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,291,000 | USD | evidence → |
| Interest expense | 1,673,000 | USD | evidence → |
| Net interest income | 5,618,000 | USD | evidence → |
| Noninterest income | 1,222,000 | USD | evidence → |
| Noninterest expense | 3,558,000 | USD | evidence → |
| Provision for loan losses | 271,000 | USD | evidence → |
| Pretax income | 3,502,000 | USD | evidence → |
| Income tax | 188,000 | USD | evidence → |
| Net income | 3,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,448,000 | USD | evidence → |
| Total capital | 57,303,000 | USD | evidence → |
| Risk-weighted assets | 307,639,000 | USD | evidence → |