Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 549,555,000 | USD | evidence → |
| Total loans | 413,130,000 | USD | evidence → |
| Allowance for loan losses | 4,310,000 | USD | evidence → |
| Securities available for sale | 84,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,546,000 | USD | evidence → |
| Interest-bearing deposits | 332,547,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,999,000 | USD | evidence → |
| Equity capital | 61,226,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,727,000 | USD | evidence → |
| Interest expense | 7,880,000 | USD | evidence → |
| Net interest income | 23,847,000 | USD | evidence → |
| Noninterest income | 5,983,000 | USD | evidence → |
| Noninterest expense | 14,542,000 | USD | evidence → |
| Provision for loan losses | 1,167,000 | USD | evidence → |
| Pretax income | 15,904,000 | USD | evidence → |
| Income tax | 1,055,000 | USD | evidence → |
| Net income | 14,849,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,003,000 | USD | evidence → |
| Total capital | 55,971,000 | USD | evidence → |
| Risk-weighted assets | 317,077,000 | USD | evidence → |