Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,002,000 | USD | evidence → |
| Total loans | 414,872,000 | USD | evidence → |
| Allowance for loan losses | 4,917,000 | USD | evidence → |
| Securities available for sale | 79,941,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,504,000 | USD | evidence → |
| Interest-bearing deposits | 336,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,321,000 | USD | evidence → |
| Equity capital | 61,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,197,000 | USD | evidence → |
| Interest expense | 6,141,000 | USD | evidence → |
| Net interest income | 18,056,000 | USD | evidence → |
| Noninterest income | 4,697,000 | USD | evidence → |
| Noninterest expense | 10,885,000 | USD | evidence → |
| Provision for loan losses | 856,000 | USD | evidence → |
| Pretax income | 12,489,000 | USD | evidence → |
| Income tax | 779,000 | USD | evidence → |
| Net income | 11,710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,817,000 | USD | evidence → |
| Total capital | 56,849,000 | USD | evidence → |
| Risk-weighted assets | 321,642,000 | USD | evidence → |