Call report 2025Q3
MECHANICS BANK — 2025Q3
The 22 measures MECHANICS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 846,666,000 | USD | evidence → |
| Total loans | 692,617,000 | USD | evidence → |
| Allowance for loan losses | 6,797,000 | USD | evidence → |
| Securities available for sale | 76,161,000 | USD | evidence → |
| Securities held to maturity | 9,626,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 756,384,000 | USD | evidence → |
| Interest-bearing deposits | 696,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,367,000 | USD | evidence → |
| Equity capital | 66,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,820,000 | USD | evidence → |
| Interest expense | 7,280,000 | USD | evidence → |
| Net interest income | 18,540,000 | USD | evidence → |
| Noninterest income | 5,019,000 | USD | evidence → |
| Noninterest expense | 18,577,000 | USD | evidence → |
| Provision for loan losses | 239,000 | USD | evidence → |
| Pretax income | 4,760,000 | USD | evidence → |
| Income tax | 907,000 | USD | evidence → |
| Net income | 3,853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,270,000 | USD | evidence → |
| Total capital | 78,236,000 | USD | evidence → |
| Risk-weighted assets | 476,345,000 | USD | evidence → |