Call report 2025Q2
MECHANICS BANK — 2025Q2
The 22 measures MECHANICS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 820,927,000 | USD | evidence → |
| Total loans | 678,953,000 | USD | evidence → |
| Allowance for loan losses | 6,715,000 | USD | evidence → |
| Securities available for sale | 78,990,000 | USD | evidence → |
| Securities held to maturity | 9,628,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 751,568,000 | USD | evidence → |
| Interest-bearing deposits | 693,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,742,000 | USD | evidence → |
| Equity capital | 65,664,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,830,000 | USD | evidence → |
| Interest expense | 4,770,000 | USD | evidence → |
| Net interest income | 12,060,000 | USD | evidence → |
| Noninterest income | 3,334,000 | USD | evidence → |
| Noninterest expense | 12,170,000 | USD | evidence → |
| Provision for loan losses | 157,000 | USD | evidence → |
| Pretax income | 3,088,000 | USD | evidence → |
| Income tax | 588,000 | USD | evidence → |
| Net income | 2,500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,685,000 | USD | evidence → |
| Total capital | 77,520,000 | USD | evidence → |
| Risk-weighted assets | 465,800,000 | USD | evidence → |