Call report 2025Q4
MECHANICS BANK — 2025Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 872,515,000 | USD | evidence → |
| Total loans | 709,757,000 | USD | evidence → |
| Allowance for loan losses | 6,969,000 | USD | evidence → |
| Securities available for sale | 73,878,000 | USD | evidence → |
| Securities held to maturity | 9,625,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 766,142,000 | USD | evidence → |
| Interest-bearing deposits | 712,253,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,889,000 | USD | evidence → |
| Equity capital | 68,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,103,000 | USD | evidence → |
| Interest expense | 9,875,000 | USD | evidence → |
| Net interest income | 25,228,000 | USD | evidence → |
| Noninterest income | 7,204,000 | USD | evidence → |
| Noninterest expense | 25,200,000 | USD | evidence → |
| Provision for loan losses | 411,000 | USD | evidence → |
| Pretax income | 6,858,000 | USD | evidence → |
| Income tax | 1,228,000 | USD | evidence → |
| Net income | 5,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,678,000 | USD | evidence → |
| Total capital | 79,805,000 | USD | evidence → |
| Risk-weighted assets | 489,283,000 | USD | evidence → |