Call report 2025Q1
MECHANICS BANK — 2025Q1
The 22 measures MECHANICS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 817,912,000 | USD | evidence → |
| Total loans | 663,971,000 | USD | evidence → |
| Allowance for loan losses | 6,649,000 | USD | evidence → |
| Securities available for sale | 81,318,000 | USD | evidence → |
| Securities held to maturity | 9,629,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 749,164,000 | USD | evidence → |
| Interest-bearing deposits | 695,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,754,000 | USD | evidence → |
| Equity capital | 64,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,272,000 | USD | evidence → |
| Interest expense | 2,426,000 | USD | evidence → |
| Net interest income | 5,846,000 | USD | evidence → |
| Noninterest income | 1,627,000 | USD | evidence → |
| Noninterest expense | 6,059,000 | USD | evidence → |
| Provision for loan losses | 87,000 | USD | evidence → |
| Pretax income | 1,340,000 | USD | evidence → |
| Income tax | 252,000 | USD | evidence → |
| Net income | 1,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,526,000 | USD | evidence → |
| Total capital | 77,245,000 | USD | evidence → |
| Risk-weighted assets | 456,529,000 | USD | evidence → |