Call report 2024Q4
MECHANICS BANK — 2024Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 820,571,000 | USD | evidence → |
| Total loans | 661,233,000 | USD | evidence → |
| Allowance for loan losses | 6,562,000 | USD | evidence → |
| Securities available for sale | 83,965,000 | USD | evidence → |
| Securities held to maturity | 10,011,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 754,443,000 | USD | evidence → |
| Interest-bearing deposits | 695,034,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,409,000 | USD | evidence → |
| Equity capital | 62,750,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,430,000 | USD | evidence → |
| Interest expense | 10,476,000 | USD | evidence → |
| Net interest income | 21,954,000 | USD | evidence → |
| Noninterest income | 6,410,000 | USD | evidence → |
| Noninterest expense | 23,502,000 | USD | evidence → |
| Provision for loan losses | -120,000 | USD | evidence → |
| Pretax income | 4,945,000 | USD | evidence → |
| Income tax | 928,000 | USD | evidence → |
| Net income | 4,017,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,811,000 | USD | evidence → |
| Total capital | 76,496,000 | USD | evidence → |
| Risk-weighted assets | 453,781,000 | USD | evidence → |