Call report 2005Q1
MECHANICS BANK — 2005Q1
The 22 measures MECHANICS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,695,000 | USD | evidence → |
| Total loans | 236,115,000 | USD | evidence → |
| Allowance for loan losses | 2,019,000 | USD | evidence → |
| Securities available for sale | 6,912,000 | USD | evidence → |
| Securities held to maturity | 14,748,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,522,000 | USD | evidence → |
| Interest-bearing deposits | 264,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,880,000 | USD | evidence → |
| Equity capital | 25,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,743,000 | USD | evidence → |
| Interest expense | 846,000 | USD | evidence → |
| Net interest income | 2,897,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 1,808,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,348,000 | USD | evidence → |
| Income tax | 443,000 | USD | evidence → |
| Net income | 905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,792,000 | USD | evidence → |
| Total capital | 27,811,000 | USD | evidence → |
| Risk-weighted assets | 164,146,000 | USD | evidence → |