Call report 2004Q4
MECHANICS BANK — 2004Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,279,000 | USD | evidence → |
| Total loans | 238,509,000 | USD | evidence → |
| Allowance for loan losses | 1,982,000 | USD | evidence → |
| Securities available for sale | 10,372,000 | USD | evidence → |
| Securities held to maturity | 14,793,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,429,000 | USD | evidence → |
| Interest-bearing deposits | 269,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,429,000 | USD | evidence → |
| Equity capital | 25,135,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,611,000 | USD | evidence → |
| Interest expense | 3,625,000 | USD | evidence → |
| Net interest income | 10,986,000 | USD | evidence → |
| Noninterest income | 1,283,000 | USD | evidence → |
| Noninterest expense | 7,446,000 | USD | evidence → |
| Provision for loan losses | 232,000 | USD | evidence → |
| Pretax income | 4,587,000 | USD | evidence → |
| Income tax | 1,423,000 | USD | evidence → |
| Net income | 3,164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,178,000 | USD | evidence → |
| Total capital | 27,160,000 | USD | evidence → |
| Risk-weighted assets | 166,169,000 | USD | evidence → |