Call report 2005Q2
MECHANICS BANK — 2005Q2
The 22 measures MECHANICS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 303,825,000 | USD | evidence → |
| Total loans | 240,012,000 | USD | evidence → |
| Allowance for loan losses | 2,002,000 | USD | evidence → |
| Securities available for sale | 8,342,000 | USD | evidence → |
| Securities held to maturity | 14,723,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,508,000 | USD | evidence → |
| Interest-bearing deposits | 264,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,962,000 | USD | evidence → |
| Equity capital | 26,307,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,580,000 | USD | evidence → |
| Interest expense | 1,749,000 | USD | evidence → |
| Net interest income | 5,831,000 | USD | evidence → |
| Noninterest income | 640,000 | USD | evidence → |
| Noninterest expense | 3,827,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,524,000 | USD | evidence → |
| Income tax | 795,000 | USD | evidence → |
| Net income | 1,729,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,367,000 | USD | evidence → |
| Total capital | 28,369,000 | USD | evidence → |
| Risk-weighted assets | 167,651,000 | USD | evidence → |