Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,353,186,000 | USD | evidence → |
| Total loans | 871,268,000 | USD | evidence → |
| Allowance for loan losses | 8,289,000 | USD | evidence → |
| Securities available for sale | 347,849,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,061,717,000 | USD | evidence → |
| Interest-bearing deposits | 885,382,000 | USD | evidence → |
| Noninterest-bearing deposits | 176,335,000 | USD | evidence → |
| Equity capital | 146,764,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,879,000 | USD | evidence → |
| Interest expense | 16,258,000 | USD | evidence → |
| Net interest income | 40,621,000 | USD | evidence → |
| Noninterest income | 11,186,000 | USD | evidence → |
| Noninterest expense | 29,245,000 | USD | evidence → |
| Provision for loan losses | 3,521,000 | USD | evidence → |
| Pretax income | 18,472,000 | USD | evidence → |
| Income tax | 6,922,000 | USD | evidence → |
| Net income | 11,550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,839,000 | USD | evidence → |
| Total capital | 76,128,000 | USD | evidence → |
| Risk-weighted assets | 705,228,000 | USD | evidence → |