Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,364,401,000 | USD | evidence → |
| Total loans | 884,548,000 | USD | evidence → |
| Allowance for loan losses | 8,594,000 | USD | evidence → |
| Securities available for sale | 355,193,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,061,286,000 | USD | evidence → |
| Interest-bearing deposits | 872,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 188,702,000 | USD | evidence → |
| Equity capital | 146,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,494,000 | USD | evidence → |
| Interest expense | 5,020,000 | USD | evidence → |
| Net interest income | 10,474,000 | USD | evidence → |
| Noninterest income | 2,916,000 | USD | evidence → |
| Noninterest expense | 7,984,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 5,327,000 | USD | evidence → |
| Income tax | 2,010,000 | USD | evidence → |
| Net income | 3,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,700,000 | USD | evidence → |
| Total capital | 80,294,000 | USD | evidence → |
| Risk-weighted assets | 707,202,000 | USD | evidence → |