Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,316,048,000 | USD | evidence → |
| Total loans | 829,059,000 | USD | evidence → |
| Allowance for loan losses | 6,978,000 | USD | evidence → |
| Securities available for sale | 353,077,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,077,836,000 | USD | evidence → |
| Interest-bearing deposits | 901,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 176,253,000 | USD | evidence → |
| Equity capital | 153,916,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,578,000 | USD | evidence → |
| Interest expense | 11,632,000 | USD | evidence → |
| Net interest income | 29,946,000 | USD | evidence → |
| Noninterest income | 8,486,000 | USD | evidence → |
| Noninterest expense | 21,572,000 | USD | evidence → |
| Provision for loan losses | 2,333,000 | USD | evidence → |
| Pretax income | 14,128,000 | USD | evidence → |
| Income tax | 5,311,000 | USD | evidence → |
| Net income | 8,817,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,557,000 | USD | evidence → |
| Total capital | 80,535,000 | USD | evidence → |
| Risk-weighted assets | 663,286,000 | USD | evidence → |