Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,275,899,000 | USD | evidence → |
| Total loans | 775,884,000 | USD | evidence → |
| Allowance for loan losses | 6,732,000 | USD | evidence → |
| Securities available for sale | 345,977,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,086,897,000 | USD | evidence → |
| Interest-bearing deposits | 868,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 218,063,000 | USD | evidence → |
| Equity capital | 145,593,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,145,000 | USD | evidence → |
| Interest expense | 7,492,000 | USD | evidence → |
| Net interest income | 19,653,000 | USD | evidence → |
| Noninterest income | 5,337,000 | USD | evidence → |
| Noninterest expense | 14,128,000 | USD | evidence → |
| Provision for loan losses | 1,889,000 | USD | evidence → |
| Pretax income | 8,578,000 | USD | evidence → |
| Income tax | 3,226,000 | USD | evidence → |
| Net income | 5,352,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,536,000 | USD | evidence → |
| Total capital | 76,268,000 | USD | evidence → |
| Risk-weighted assets | 605,378,000 | USD | evidence → |