Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,224,221,000 | USD | evidence → |
| Total loans | 738,051,000 | USD | evidence → |
| Allowance for loan losses | 6,026,000 | USD | evidence → |
| Securities available for sale | 327,991,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 988,445,000 | USD | evidence → |
| Interest-bearing deposits | 824,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,781,000 | USD | evidence → |
| Equity capital | 149,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,297,000 | USD | evidence → |
| Interest expense | 3,717,000 | USD | evidence → |
| Net interest income | 9,580,000 | USD | evidence → |
| Noninterest income | 2,534,000 | USD | evidence → |
| Noninterest expense | 6,820,000 | USD | evidence → |
| Provision for loan losses | 444,000 | USD | evidence → |
| Pretax income | 4,479,000 | USD | evidence → |
| Income tax | 1,684,000 | USD | evidence → |
| Net income | 2,795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,423,000 | USD | evidence → |
| Total capital | 72,449,000 | USD | evidence → |
| Risk-weighted assets | 579,363,000 | USD | evidence → |