Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,176,879,000 | USD | evidence → |
| Total loans | 696,198,000 | USD | evidence → |
| Allowance for loan losses | 5,824,000 | USD | evidence → |
| Securities available for sale | 344,712,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 969,576,000 | USD | evidence → |
| Interest-bearing deposits | 809,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,651,000 | USD | evidence → |
| Equity capital | 142,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,758,000 | USD | evidence → |
| Interest expense | 13,038,000 | USD | evidence → |
| Net interest income | 29,720,000 | USD | evidence → |
| Noninterest income | 9,213,000 | USD | evidence → |
| Noninterest expense | 17,091,000 | USD | evidence → |
| Provision for loan losses | 1,800,000 | USD | evidence → |
| Pretax income | 25,958,000 | USD | evidence → |
| Income tax | 9,818,000 | USD | evidence → |
| Net income | 16,140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,069,000 | USD | evidence → |
| Total capital | 68,893,000 | USD | evidence → |
| Risk-weighted assets | 545,639,000 | USD | evidence → |