Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,080,757,000 | USD | evidence → |
| Total loans | 620,333,000 | USD | evidence → |
| Allowance for loan losses | 5,788,000 | USD | evidence → |
| Securities available for sale | 322,616,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 919,463,000 | USD | evidence → |
| Interest-bearing deposits | 752,187,000 | USD | evidence → |
| Noninterest-bearing deposits | 167,276,000 | USD | evidence → |
| Equity capital | 141,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,388,000 | USD | evidence → |
| Interest expense | 9,459,000 | USD | evidence → |
| Net interest income | 20,929,000 | USD | evidence → |
| Noninterest income | 6,809,000 | USD | evidence → |
| Noninterest expense | 12,754,000 | USD | evidence → |
| Provision for loan losses | 1,800,000 | USD | evidence → |
| Pretax income | 18,831,000 | USD | evidence → |
| Income tax | 7,097,000 | USD | evidence → |
| Net income | 11,734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,095,000 | USD | evidence → |
| Total capital | 63,883,000 | USD | evidence → |
| Risk-weighted assets | 488,743,000 | USD | evidence → |