Call report 2004Q4
UNITED BANK & TRUST COMPANY — 2004Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,768,000 | USD | evidence → |
| Total loans | 115,478,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 26,054,000 | USD | evidence → |
| Securities held to maturity | 2,545,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,291,000 | USD | evidence → |
| Interest-bearing deposits | 129,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,756,000 | USD | evidence → |
| Equity capital | 12,353,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,098,000 | USD | evidence → |
| Interest expense | 2,389,000 | USD | evidence → |
| Net interest income | 5,709,000 | USD | evidence → |
| Noninterest income | 1,304,000 | USD | evidence → |
| Noninterest expense | 3,883,000 | USD | evidence → |
| Provision for loan losses | 243,000 | USD | evidence → |
| Pretax income | 2,884,000 | USD | evidence → |
| Income tax | 857,000 | USD | evidence → |
| Net income | 2,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,330,000 | USD | evidence → |
| Total capital | 13,779,000 | USD | evidence → |
| Risk-weighted assets | 115,750,000 | USD | evidence → |