Call report 2004Q3
UNITED BANK & TRUST COMPANY — 2004Q3
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,514,000 | USD | evidence → |
| Total loans | 112,077,000 | USD | evidence → |
| Allowance for loan losses | 1,586,000 | USD | evidence → |
| Securities available for sale | 30,190,000 | USD | evidence → |
| Securities held to maturity | 2,586,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,050,000 | USD | evidence → |
| Interest-bearing deposits | 116,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,133,000 | USD | evidence → |
| Equity capital | 12,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,979,000 | USD | evidence → |
| Interest expense | 1,682,000 | USD | evidence → |
| Net interest income | 4,297,000 | USD | evidence → |
| Noninterest income | 990,000 | USD | evidence → |
| Noninterest expense | 2,893,000 | USD | evidence → |
| Provision for loan losses | 186,000 | USD | evidence → |
| Pretax income | 2,205,000 | USD | evidence → |
| Income tax | 651,000 | USD | evidence → |
| Net income | 1,554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,219,000 | USD | evidence → |
| Total capital | 13,601,000 | USD | evidence → |
| Risk-weighted assets | 110,323,000 | USD | evidence → |